Mortgage
Loans
Mortgage Loans
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Why us
Mortgage loans made easy with MGHF. Need money for business growth or even for your genuine personal need? MGHF provide secured business loans (SBL) and loan against property (LAP) for your various business as well as personal needs.
Eligibility Criteria For Mortgage Loans
Anyone fulfilling the below criteria is eligible for a SBL / LAP
| Nationality | Resident of India |
|---|---|
| Maximum Loan Tenure | 15 Yrs |
| Age | 18 to 60 Yrs |
| Employment | Salaried or Self-employed |
| Work Experience | 1 Year or more |
Loan eligibility depends on factors like age, Income, Tenure and bureau score such as CIBIL.
Documents Required for LAP
Online Process
We do not collect any physical document from the customer until we are sure that we can satisfy your requirements. Physical documents if collected, are for ease of processing and in case of no possibility of digital processing. Illustrative list of documents needed for processing are as under:
Note 1: For a full list of KYC documents, please download our application or your nearest MGHF Branch.
Note 2: Make sure all your documents are valid (not past expiry date in case of Driving License and Passport)
Need Assistance?
Toll Free
1800-890-5969
Apply For Loan
Frequently Asked Questions (FAQs) for Mortgage Loans
Secured business loan is availed primarily for growth and expansion of business by individuals, companies, firms etc. Loan against property is availed by the salaried and the self-employed to meet their personal and business requirements.
SBL can be availed for business needs while LAP can be availed to meet the fund requirements for personal consumption such as marriage, child education, debt consolidation or for any other personal loan requirement.
A person aged between 18-60 years is eligible for a loan against property. Please note that factors like age, the value of the property and income of the applicant etc., also affect the eligibility for the loan against property.
You can apply through our website – www.microgreenhf.com
Or You can call us on toll free number 1800-890-5969
Or You can visit our nearest branch
Steps to get a home loan after following 4 easy steps-
- Fill up the application form
- Submit the required documents such as land documents, age, residence proof and income details.
- Deposit the processing fee before successful submission of the application.
- After loan approval, you will get the required home loan.
The maximum funding that a borrower can get depends on the market value of the property. The amount of the loan is usually equal to 55% of the market value of the property against which the loan is being taken.
The property against which the loan is being taken is the actual security that needs to be provided to avail the said loan option.
Self-occupied residential property can be considered as collaterals for Loan against Property.